Last updated: May 6, 2025

1. Introduction

Capital Top provides an interactive quiz to recommend credit cards or loans based on your answers. We respect your privacy and are committed to protecting your personal data. This policy explains how we collect, use, share, and safeguard your information.

2. Information We Collect

• Quiz answers: Your selected options (e.g., desired loan amount, product preference).
• Contact data: If you proceed to apply, we may collect name, email, phone number.
• Device & usage data: IP address, browser type, cookies, session timestamps.

3. How We Use Your Information

• Personalization: Tailor card or loan offers to your profile and needs.
• Communication: Send you application updates, reminders, or customer support messages.
• Analytics: Improve our quiz flow, measure performance, and optimize our site.

4. Cookies & Tracking

We use cookies and similar technologies to remember your session, prevent fraud, and analyze traffic. Cookies are small text files stored on your device—some are essential for the site to work, others help us understand usage and serve personalized content.

5. Opt-Out & Cookie Preferences

You have control over non-essential cookies. To adjust your preferences or opt out entirely:

• Cookie Settings Panel: Click the “Cookie Preferences” link at the bottom of any page to view or disable analytics and marketing cookies.
• Browser Controls: Most browsers let you block or delete cookies via settings:
  • Chrome: Settings → Privacy and security → Cookies and other site data
  • Firefox: Preferences → Privacy & Security → Cookies and Site Data
  • Safari: Preferences → Privacy → Manage Website Data
• Learn More: For detailed steps, visit your browser’s official documentation.

6. Sharing & Disclosure

We do not sell your personal data. We may share:

• With financial partners (banks, card issuers) strictly to process your application.
• With service providers (hosting, analytics) under confidentiality agreements.
• If required by law (e.g., court order, fraud investigation).

7. Data Security

We implement industry-standard measures (encryption in transit, secure servers) to protect your data. However, no online system is 100% secure—use strong passwords and keep your software up to date.

8. Third-Party Links & Services

Our site may include links to external sites (banks, comparison services). This policy doesn’t apply to those sites—please review their privacy notices separately.

9. Children’s Privacy

We do not knowingly collect data from anyone under 18. If you believe we have data for a minor, contact us and we will delete it.

10. Changes to this Policy

We may update this page at any time. The “Last updated” date at the top will reflect changes. Continued use after updates constitutes acceptance.

11. Contact Us

If you have questions or requests regarding your data, email us at contato@capital-top.org .